It sounds fishy to me, too. Failure to repay a loan isn't a crime. Borrowing with the intent not to repay is a crime, but usually it would be an issue of state law and not federal. And federal prosecutors normally don't behave the way you describe.
If the caller is really a local U.S. Attorney, then he should be licensed to practice law in California. Look up his name at www.calbar.ca.gov. If he's listed, check to see if the site says he's a U.S. Attorney. If it does, see whether the phone number is the same. If it isn't, call him at the number listed on the site and ask if the other call is legitimate.
Source: http://www.lawguru.com/legal-questions/-/attorneys-office-crimanial-charges-filed-509683912/
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